by Nayeghar
Mumbai and Navi Mumbai continue to attract thousands of homebuyers every year due to their excellent infrastructure, employment opportunities, and modern lifestyle. However, finding an affordable home in a prime location remains a challenge for many families. To address this need, CIDCO has launched its First Come First Serve (FCFS) Housing Scheme 2026, offering 184 ready housing units in Kharghar and Nerul.
This scheme presents an excellent opportunity for homebuyers looking for affordable and premium homes in some of Navi Mumbai’s most developed locations.
About CIDCO
The City and Industrial Development Corporation (CIDCO) is the planning authority responsible for developing Navi Mumbai. Over the years, CIDCO has delivered thousands of affordable and quality homes while creating world-class infrastructure, transportation networks, educational institutions, healthcare facilities, and commercial hubs.
CIDCO housing projects are known for:
- Transparent allotment process
- Affordable pricing
- Prime locations
- Strong infrastructure
- Reliable construction quality
- Excellent future appreciation potential
Overview of CIDCO FCFS Housing Scheme 2026
Under this special scheme, CIDCO is offering unsold and balance inventory units on a First Come First Serve basis.
Unlike lottery schemes, eligible applicants can directly select and book available flats after document verification, making the process faster and more convenient.
Total Available Units
CIDCO is offering:
184 Residential Units
Located in:
- Swapnapurti, Kharghar
- Celebration KH-III, Kharghar
- NRI Housing Complex, Nerul
Project-Wise Details
1. Swapnapurti, Kharghar
Category
EWS (Non-PMAY)
Configuration
1 BHK
Available Units
122 Flats
Income Eligibility
Up to ₹6 Lakhs Annual Family Income
Earnest Money Deposit (EMD)
₹75,000
Why Consider Swapnapurti?
Swapnapurti is ideal for first-time homebuyers and families looking for affordable housing in Kharghar.
Benefits include:
- Metro connectivity
- Schools nearby
- Hospitals within easy reach
- Daily convenience stores
- Good road connectivity
- Growing residential demand
2. Celebration KH-III, Kharghar
Category
MIG (Middle Income Group)
Configuration
1 BHK
Available Units
47 Flats
Income Eligibility
₹9 Lakhs to ₹12 Lakhs Annual Family Income
EMD Amount
₹5,00,000
Project Highlights
Celebration KH-III is designed for middle-income families seeking better living standards and future value appreciation.
Key advantages include:
- Developed neighborhood
- Modern residential environment
- Excellent connectivity
- Close to upcoming infrastructure projects
- Strong rental demand
3. NRI Housing Complex, Nerul
Category
HIG (High Income Group)
Configuration
2 BHK
Available Units
11 Flats
Income Eligibility
Above ₹12 Lakhs Annual Family Income
EMD Amount
₹10,00,000
4. NRI Housing Complex, Nerul
Category
HIG
Configuration
3 BHK
Available Units
4 Flats
Income Eligibility
Above ₹12 Lakhs Annual Family Income
EMD Amount
₹10,00,000
Why Nerul?
Nerul is among Navi Mumbai’s most premium and well-developed residential nodes.
Benefits include:
- Palm Beach Road access
- Excellent railway connectivity
- Educational institutions
- Corporate offices nearby
- Hospitals and shopping malls
- High property appreciation
Eligibility Criteria
CIDCO has specified income-based eligibility criteria.
EWS Category
- Family income up to ₹6 Lakhs annually.
- Can apply for EWS, MIG, and HIG units.
MIG Category
- Family income between ₹9 Lakhs and ₹12 Lakhs annually.
- Can apply for MIG and HIG units.
- Cannot apply for EWS units.
HIG Category
- Family income above ₹12 Lakhs annually.
- Can apply only for HIG units.
Registration Process
Applicants must complete online registration through CIDCO’s official portal.
Registration Fee
₹236 (Including GST)
Non-Refundable
Booking Process
- Online Registration
- Document Submission
- Verification Process
- Eligibility Approval
- Selection of Available Flat
- Payment of EMD
- Booking Confirmation
Important Dates
Online Registration Starts
12 June 2026 – 4:00 PM
Booking Starts
27 June 2026 – 11:00 AM
Since the scheme follows a First Come First Serve model, interested buyers should complete registration early to secure preferred units.
Key Features of the Scheme
Prime Locations
Projects are situated in established residential areas of Kharghar and Nerul.
Excellent Connectivity
Residents will benefit from:
- Road connectivity
- Railway access
- Metro connectivity
- Easy travel to Mumbai
Modern Amenities
Housing complexes offer:
- Open spaces
- Security features
- Community infrastructure
- Quality construction
Social Infrastructure
Nearby facilities include:
- Schools
- Colleges
- Hospitals
- Banks
- Shopping centers
- Public transport
Why This Scheme Is Attractive for Homebuyers
Affordable Entry Price
EWS buyers can participate with an EMD of just ₹75,000.
Ready Inventory
No waiting for construction completion.
Government-Backed Trust
CIDCO projects are known for transparency and reliability.
Appreciation Potential
Kharghar and Nerul continue to witness steady property price growth.
Better Connectivity
Upcoming infrastructure projects are expected to further improve accessibility and property values.
Investment Perspective
For investors, this scheme offers several advantages:
- Strong rental demand
- Growing population in Navi Mumbai
- Infrastructure-led appreciation
- Limited supply of affordable housing
- Government-backed credibility
Areas such as Kharghar and Nerul have consistently remained among the most preferred residential destinations in Navi Mumbai.
Final Thoughts
The CIDCO First Come First Serve Housing Scheme 2026 provides a rare opportunity for homebuyers and investors to purchase homes in well-developed areas of Navi Mumbai. Whether you are looking for an affordable 1 BHK in Kharghar or a premium 2 BHK/3 BHK in Nerul, this scheme caters to multiple income groups while offering the trust and reliability associated with CIDCO.
Since only 184 units are available and allotment is based on First Come First Serve, interested buyers should complete their registration as early as possible to maximize their chances of securing a preferred unit.
