Owning a home in the Mumbai Metropolitan Region (MMR) is a dream for many families, but rising property prices often make homeownership challenging. To make affordable housing accessible, MHADA (Maharashtra Housing and Area Development Authority) and the Pradhan Mantri Awas Yojana (PMAY) offer budget-friendly housing options in Shirdhon and Khoni, Kalyan.

These ready-to-move 1 BHK flats provide an excellent opportunity for first-time homebuyers, salaried professionals, and investors looking for affordable properties in the Kalyan region.

Why Choose Shirdhon and Khoni, Kalyan?

Kalyan has become one of the fastest-growing residential hubs in the Mumbai Metropolitan Region due to its excellent connectivity and rapid infrastructure development.

Key Advantages

• Affordable property prices.
• Ready possession flats.
• Easy access to Kalyan Railway Station.
• Good road connectivity to Mumbai, Navi Mumbai, Thane, and Bhiwandi.
• Schools, colleges, hospitals, and shopping centers nearby.
• Strong future appreciation potential.
• Suitable for end-users and investors.

Ready-to-Move 1 BHK Flats Available

Shirdhon, Kalyan

Scheme Code 270

• Configuration: 1 BHK
• Carpet Area: 321 Sq.Ft.
• Price: ₹14,96,930

Scheme Code 385

• Configuration: 1 BHK
• Carpet Area: 321 Sq.Ft.
• Price: ₹19,28,742

Khoni, Kalyan

Scheme Code 271

• Configuration: 1 BHK
• Carpet Area: 321 Sq.Ft.
• Price: ₹17,68,658

Scheme Code 271

• Configuration: 1 BHK
• Carpet Area: 321 Sq.Ft.
• Price: ₹19,11,700

Disclaimer: Prices and availability may change without prior notice.

Benefits of MHADA Housing Projects

1. Affordable Pricing

MHADA homes are designed to make homeownership possible for Economically Weaker Sections (EWS), Lower Income Groups (LIG), and Middle Income Groups (MIG).

2. Ready-to-Move Homes

Unlike under-construction properties, these apartments are ready for possession, allowing immediate occupancy.

3. No Brokerage

Buyers can purchase these homes directly without paying brokerage charges, resulting in significant savings.

4. Government-Backed Projects

MHADA projects provide transparency, legal security, and reliability since they are developed under Maharashtra Government schemes.

PMAY Benefits for Homebuyers

The Pradhan Mantri Awas Yojana (PMAY) aims to provide affordable housing to Indian families.

Interest Subsidy

Eligible buyers may receive subsidies under the Credit Linked Subsidy Scheme (CLSS), reducing overall loan costs.

Lower EMI

Reduced interest rates make monthly home loan payments more affordable.

Support for First-Time Homebuyers

PMAY provides financial assistance to encourage homeownership.

Connectivity and Infrastructure

Shirdhon and Khoni offer excellent access to major destinations.

Nearby Areas

• Kalyan Railway Station
• Dombivli
• Bhiwandi
• Thane
• Navi Mumbai
• Mumbai-Nashik Highway

Social Infrastructure

Residents enjoy easy access to:

• Schools and colleges
• Hospitals and clinics
• Shopping malls
• Banks and ATMs
• Grocery stores and local markets
• Public transportation
• Medical facilities

Who Should Buy These Flats?

First-Time Homebuyers

People looking to own their first home at an affordable price.

Salaried Professionals

Buyers seeking low EMI options and government subsidy benefits.

Investors

Kalyan’s growing infrastructure and increasing demand offer strong appreciation potential.

Families Living on Rent

Those wanting to stop paying rent and build long-term wealth through property ownership.

Home Loan Facilities Available

Loans are available through leading banks and housing finance companies, including:

• SBI Home Loan
• HDFC Home Loan
• ICICI Bank Home Loan
• Bank of Maharashtra Home Loan
• LIC Housing Finance

Loan eligibility depends on income, age, employment, and credit profile.

Why Invest in Kalyan Real Estate?

Kalyan has emerged as one of the most promising residential markets in MMR because of:

Rapid Infrastructure Development

New roads, flyovers, and metro connectivity are boosting growth.

Strong Railway Connectivity

Central Railway provides excellent connectivity to Mumbai and Thane.

Upcoming Metro Projects

Metro expansion is expected to improve commuting and increase property values.

High Demand for Affordable Housing

Kalyan continues to attract working professionals and families seeking affordable homes.

Long-Term Appreciation Potential

Property prices are expected to rise due to ongoing development and increasing demand.

Conclusion

If you are searching for an affordable 1 BHK flat between ₹15 lakh and ₹20 lakh in Kalyan, the MHADA and PMAY housing schemes in Shirdhon and Khoni offer an excellent opportunity.

With:

• Ready possession homes
• No brokerage
• Government-backed security
• PMAY subsidy benefits
• Easy home loan availability
• Excellent connectivity
• Long-term appreciation potential

these projects are ideal for both first-time buyers and investors looking for affordable housing in the Mumbai Metropolitan Region.

Frequently Asked Questions (FAQs)

What is the starting price of MHADA flats in Shirdhon and Khoni?

The starting price is approximately ₹14.96 lakh.

Are these flats ready to move?

Yes, these are ready-to-move 1 BHK apartments.

Can I avail PMAY benefits?

Eligible buyers can receive interest subsidies under PMAY, subject to scheme guidelines.

Is brokerage applicable?

No. These properties are available with No Brokerage.

What is the carpet area of these flats?

Each apartment offers approximately 321 sq.ft. carpet area.

Are home loans available?

Yes. Major banks and housing finance institutions provide home loans for eligible buyers.

Is Kalyan a good location for investment?

Yes. Due to rapid infrastructure growth, metro connectivity, and increasing demand, Kalyan offers excellent long-term appreciation potential.