Buying a home in Navi Mumbai is a dream for thousands of families, and every year CIDCO (City and Industrial Development Corporation) brings this dream closer through its affordable housing lottery. As we look towards CIDCO Lottery 2026, many homebuyers are eagerly waiting for new project announcements, eligibility criteria, application dates, price details, and locations.

This guide covers everything you need to know about CIDCO Housing Scheme 2026—from eligibility and online application process to project locations, prices, and important tips to boost your chances of winning.

What is CIDCO Lottery?

CIDCO Lottery is an affordable housing initiative launched by CIDCO for economically weaker and middle-income families. Under this scheme, applicants can apply for 1 BHK and 2 BHK flats at subsidized or government-approved prices in prime areas of Navi Mumbai.

CIDCO follows a transparent, computerized lottery system, ensuring fair distribution of homes.

Highlights of CIDCO Lottery 2026

Expected Locations for CIDCO Lottery 2026

CIDCO generally develops housing in emerging nodes and well-connected locations. For 2026, the likely project sites are:

1. Taloja Phase 2

• Near upcoming Taloja Metro Line
• Affordable prices
• Ideal for first-time buyers

2. Ulwe (Pushpak Nagar)

• Close to Navi Mumbai International Airport
• Fast-growing property hotspot

3. Dronagiri

• Perfect for budget buyers
• Good for long-term returns

4. Kharghar

• Premium location
• Near schools, colleges, Central Park, Metro connectivity

5. Kalamboli

• Upcoming metro junction
• Affordable + well connected

Flat Types & Expected Pricing – CIDCO Lottery 2026

Although final prices will be announced by CIDCO, here is an estimated range based on previous years:

1 BHK (EWS / LIG)

• Carpet Area: 280 – 350 sq ft
• Price Range: ₹25 lakh – ₹38 lakh

2 BHK (MIG)

• Carpet Area: 450 – 650 sq ft
• Price Range: ₹45 lakh – ₹65 lakh

Prices may vary depending on location, amenities, and construction stage.

Eligibility Criteria for CIDCO Lottery 2026

To apply, you must meet the following criteria:

✔ Age:

Must be 18 years or above.

✔ Income Categories:

• EWS: Up to ₹3 lakh annual income
• LIG: ₹3–6 lakh
• MIG: ₹6–12 lakh (may vary)

✔ Residence:

Must have a valid domicile certificate (Maharashtra).

✔ PAN Card:

Mandatory for verification.

✔ Only one application per family:

(Husband, wife, and minor children are considered one family.)

Documents Required for CIDCO Lottery 2026

To complete your application, keep the following documents ready:

• Aadhar Card
• PAN Card
• Income Certificate
• Domicile Certificate
• Bank Passbook
• Photograph
• Caste Certificate (if applicable)

CIDCO Lottery 2026: Step-by-Step Application Process

Here is how you can apply once the portal goes live:

Step 1: Visit the Official Website

Go to lottery.cidcoindia.com
(Create account → Fill personal details → KYC)

Step 2: Choose Your Scheme & Location

Select the project, category (EWS/LIG/MIG), and flat type.

Step 3: Upload Documents

Upload scanned documents in required format.

Step 4: Pay Registration Fee

Usually ₹5,000–₹25,000 depending on category.
Payment modes: Net Banking / UPI / Debit Card.

Step 5: Wait for the Draw

CIDCO will publish:

• Provisional list
• Final list
• Lottery draw (live)

Step 6: If Allotted

You will receive:

• Allotment letter
• Payment schedule
• Document verification appointment

Benefits of CIDCO Lottery 2026

✔ Government-approved prices
✔ Transparent computerized draw
✔ PMAY subsidy up to ₹2.67 lakh (if available)
✔ Prime locations of Navi Mumbai
✔ Future-ready connectivity (Metro, Airport, NH-4, Rail)
✔ High ROI for investors

How to Improve Your Chances of Winning the CIDCO Lottery

While the system is fully computerized, these steps help:

⭐ Apply for multiple schemes

You are allowed to choose multiple project codes.

⭐ Choose less crowded nodes

Locations like Dronagiri & Kalamboli have higher success rates.

⭐ Keep all documents accurate

Mismatch = Rejection.

⭐ Pay application fee on time

Payment failures lead to cancelled entries.

Important Tips for First-Time Applicants

• Double-check income certificates, many get rejected.
• Ensure your bank account is active for refunds.
• Do not apply from multiple family members illegally.
• Consider the cost of maintenance + EMI.
• Visit nearby CIDCO projects physically to understand quality.

Conclusion

CIDCO Lottery 2026 is one of the best opportunities for homebuyers looking for affordable, secure and government-regulated housing in Navi Mumbai. Whether you are a first-time homebuyer or someone aiming for long-term investment, CIDCO’s locations, upcoming metro connectivity, and airport development make it a high-value opportunity.

As soon as CIDCO releases the official notification for 2026, we will update application dates, locations, floor plans, and price lists.

CIDCO Lottery 2026 – FAQs

1. What is CIDCO Lottery 2026?

CIDCO Lottery 2026 is an affordable housing scheme by the City and Industrial Development Corporation (CIDCO) to provide low-cost 1 BHK and 2 BHK homes in Navi Mumbai for EWS, LIG and MIG income groups.

2. When will CIDCO Lottery 2026 be launched?

CIDCO typically launches its housing schemes between June and October each year. The official date for CIDCO Lottery 2026 is yet to be announced, but it is expected around mid-2026.

3. Who is eligible to apply for CIDCO Lottery 2026?

Applicants must meet the following criteria:

• Must be 18 years or older
• Must have a Maharashtra domicile certificate
• Income categories:
  • EWS: Up to ₹3 lakh annually
  • LIG: ₹3 lakh – ₹6 lakh
  • MIG: ₹6 lakh – ₹12 lakh

4. What are the expected locations for CIDCO Lottery 2026?

Based on previous trends, CIDCO may include the following nodes:

• Taloja Phase 2
• Ulwe (Pushpak Nagar)
• Dronagiri
• Kharghar
• Kalamboli
• Bamandongri
  These locations are fast-growing and well-connected.

5. What are the expected prices of flats under CIDCO Lottery 2026?

Based on past schemes:

• 1 BHK (EWS/LIG): ₹25 lakh – ₹38 lakh
• 2 BHK (MIG): ₹45 lakh – ₹65 lakh
  Final prices will be announced officially in the scheme brochure.

6. What documents are required for applying to CIDCO Lottery 2026?

You will need:

• Aadhaar Card
• PAN Card
• Maharashtra Domicile Certificate
• Income Certificate
• Bank Passbook
• Passport-size Photograph
• Caste Certificate (if applicable)

7. What is the online application process for CIDCO Lottery 2026?

1. Visit lottery.cidcoindia.com
2. Create an account
3. Fill in personal details
4. Upload required documents
5. Select preferred scheme/location
6. Pay the registration fee online
7. Wait for the computerized lottery draw

8. How many applications can a family submit?

CIDCO allows only one application per family. A family includes husband, wife and minor children.

9. If I am not selected, will I get a refund?

Yes. Unsuccessful applicants receive a full refund of the registration amount within 15–30 days after the draw results.

10. How does CIDCO conduct the allotment?

Allotment is done through a transparent, computerized lottery system, and the draw is streamed live to ensure fairness and transparency.

11. Is PMAY subsidy available for CIDCO Lottery 2026?

If the PMAY scheme is active in 2026, eligible EWS/LIG applicants may receive a subsidy of up to ₹2.67 lakh. This depends on the government’s policy at that time.

12. What happens after I am allotted a flat?

You will receive an official allotment letter, followed by a payment schedule. You can proceed with:

• Bank loan processing
• Document verification
• Agreement signing

13. Is resale allowed for CIDCO flats?

Yes, but CIDCO usually imposes a lock-in period of 5 years, during which resale is not allowed. The lock-in may vary depending on the project.

14. Can I apply for multiple locations or schemes?

Yes. Applicants can select multiple project codes to increase their chances of winning. However, only one flat will be allotted per applicant.

15. Why do CIDCO applications get rejected?

Most common reasons for rejection include:

• Incorrect income certificate
• Document mismatch
• Duplicate entries from the same family
• Failed or incomplete payment
• Invalid domicile certificate