If you are planning to buy an affordable home in Navi Mumbai, the CIDCO Lottery 2026 could be your best opportunity. The City and Industrial Development Corporation (CIDCO) regularly launches housing schemes for different income groups under a transparent lottery system.

This detailed guide covers everything you need to know about the CIDCO Lottery 2026, including:

• Official Website Link
• Eligibility Criteria
• Income Categories
• Required Documents
• Step-by-Step Online Application Process
• Important Dates & Fees
• Selection Process
• Refund & Allotment Process
• Expert Tips

What is CIDCO?

CIDCO (City and Industrial Development Corporation of Maharashtra) is a government planning authority responsible for developing Navi Mumbai. It provides affordable housing through lottery schemes for:

• EWS (Economically Weaker Section)
• LIG (Lower Income Group)
• MIG (Middle Income Group)
• HIG (Higher Income Group)

CIDCO homes are known for:

• Government-backed security
• Clear property titles
• Affordable pricing
• Strong infrastructure connectivity (Metro, Airport, Highways)

CIDCO Lottery 2026 – Official Website Link

Always apply only through the official website:

👉 Lottery Portal: https://lottery.cidcoindia.com
👉 Main Website: https://cidco.maharashtra.gov.in

⚠️ Avoid agents or unofficial websites. CIDCO does not require middlemen.

CIDCO Lottery 2026 Eligibility Criteria

To apply, applicants must:

1. Be 18 years or older

2. Have Maharashtra Domicile

3. Possess a valid Aadhaar Card

4. Not own a house under previous CIDCO schemes (if restricted category)

5. Fall under the correct income category

Income Categories Explained

(Exact limits may vary based on scheme notification.)

Required Documents for CIDCO Lottery

Keep these documents ready before applying:

• Aadhaar Card
• PAN Card
• Maharashtra Domicile Certificate
• Income Certificate
• Bank Passbook (Cancelled Cheque)
• Passport Size Photograph
• Mobile Number linked with Aadhaar

Ensure all documents are clear and valid.

Step-by-Step Guide to Apply Online for CIDCO Lottery 2026

Step 1: Registration

1. Visit the official lottery website
2. Click on “Register”
3. Enter your name, mobile number & email
4. Verify OTP
5. Create Login ID & Password

Step 2: Complete Profile

After login:

• Fill personal details
• Enter Aadhaar & PAN details
• Select income category
• Add bank account details
• Upload required documents

Step 3: Select Housing Scheme

• Choose preferred location (Taloja, Kharghar, Bamandongri, etc.)
• Select flat category
• Review price and area
• Check eligibility conditions

Step 4: Pay Application Fee

Payment options:

• Net Banking
• UPI
• Debit/Credit Card

Download the payment receipt.

Step 5: Final Submission

• Review all details carefully
• Submit application
• Save your Application Number

This number is important for tracking lottery results.

CIDCO Lottery Selection Process

The lottery is conducted through a computerized draw system to ensure transparency.

If selected:

• You will receive SMS and Email notification
• Allotment Letter will be issued
• Payment schedule will be provided

If not selected:

• Refund is processed to your bank account

Allotment & Payment Process

After selection:

1. Pay initial booking amount
2. Sign agreement
3. Follow installment schedule
4. Possession is given after completion (if under construction)

Why CIDCO Homes Are a Good Investment in Navi Mumbai

• Upcoming Navi Mumbai International Airport
• Metro connectivity
• Affordable compared to Mumbai city
• Government-planned township
• High rental demand

CIDCO properties are ideal for:

• First-time homebuyers
• Investors
• Middle-income families
• Rental income seekers

Important Tips Before Applying

✔️ Apply early to avoid last-minute issues
✔️ Double-check income category
✔️ Ensure bank account is active
✔️ Use only official website
✔️ Keep all documents scanned properly

Frequently Asked Questions (FAQs)

Q1. Is CIDCO Lottery genuine?

Yes, it is conducted by a Maharashtra Government authority.

Q2. Can I apply offline?

No, applications are accepted only online.

Q3. Is there reservation?

Yes, certain quotas may apply as per government rules.

Q4. What if I enter wrong details?

Incorrect details may lead to rejection. Always verify before submission.

Final Thoughts

The CIDCO Lottery 2026 is one of the best affordable housing opportunities in Navi Mumbai. With transparent selection, government backing, and growing infrastructure, it offers both security and investment potential.

If you are planning to buy a home, keep checking the official website for the latest announcements and apply carefully following the steps mentioned above.