The CIDCO Lottery 2025 is one of Maharashtra’s biggest affordable housing initiatives, offering over 22,000 low-cost homes across multiple nodes in Navi Mumbai. The scheme caters primarily to the Economically Weaker Section (EWS) and Low Income Group (LIG) categories, providing high-quality homes at subsidised prices through a transparent, computerised lottery system.

CIDCO (City and Industrial Development Corporation of Maharashtra), established in 1970, is the primary planning authority responsible for developing Navi Mumbai, India’s first fully planned township. With strong connectivity, modern infrastructure, and government-backed security, CIDCO homes remain one of the most trusted options for first-time homebuyers.

This article covers EVERY detail of the CIDCO Lottery 2025, including eligibility, registration, locations, prices, documents, possession timelines, banking partners, grievances, and post-allotment processes.

Table of Contents

1. What is CIDCO Lottery 2025?
2. CIDCO’s New Announcement: 4,508 Ready-to-Move Tenements (FCFS)
3. Areas Where CIDCO Lottery 2025 Will Offer Homes
4. What is a CIDCO-Approved Property?
5. Key Benefits of CIDCO Homes
6. Flat Sizes (Carpet Area) Under CIDCO Lottery 2025
7. Quick Facts About CIDCO Lottery 2025
8. Documents Required
9. CIDCO Lottery Timeline
10. Step-by-Step Process: How to Register for CIDCO Lottery 2025
11. EMD Requirement for Different Categories
12. Income-Based Eligibility
13. Date of CIDCO Lottery 2025 Lucky Draw
14. Process After Applying
15. Possession Timeline
16. Reasons for Application Rejection
17. PMAY Documents for Winners
18. Previous CIDCO Lottery – “My Preferred CIDCO Home”
19. Location, Unit Sizes & Possession Timelines
20. Price Range (EWS & LIG)
21. Official Banking Partners
22. Benefits of Taking a Loan From CIDCO Partners
23. CIDCO Nivara Kendra – Post-Lottery Portal
24. Rules for CIDCO Property Owners
25. Can You Sell a CIDCO Flat?
26. CIDCO Service Charges – Online Payment Process
27. Converting Leasehold Plots to Freehold
28. Using CIDCO Citizen Portal – Estate Services
29. Filing a Complaint or Grievance
30. CIDCO Lottery Scams by Agents
31. Environmental Considerations in CIDCO Projects
32. CIDCO vs MHADA – Which is Better?
33. CIDCO Contact Information
34. FAQs

1. What is CIDCO Lottery 2025?

The CIDCO Lottery 2025 is an affordable housing program aimed at providing economically accessible homes to EWS and LIG citizens of Maharashtra. The initiative is part of CIDCO’s larger Mass Housing Scheme, under which 67,000 homes have been planned, with 43,000 already MahaRERA approved.

These homes are allotted through:

• Online registration
• Document verification
• Transparent computerised lottery
• Allotment letters and possession

The process ensures fairness, transparency, and equal opportunity for all applicants.

2. CIDCO Announces New Scheme: 4,508 Ready-to-Move Tenements (FCFS)

Announcement Date: November 21, 2025
Type: First Come, First Serve (FCFS) – Not a Lottery
Registration Start: November 22, 2025, 4 PM
Tenement Selection Starts: December 28, 2025

CIDCO has released 4,508 fully-constructed, ready-to-move homes across:

• Taloja
• Kharghar
• Dronagiri
• Ghansoli
• Kalamboli

Category distribution:

• EWS – 1,115 units
• LIG – 3,393 units
• PMAY subsidy of ₹2.5 lakh for EWS buyers

Once the applicant completes the application, verification, and full payment, immediate possession is offered — a major benefit for end-users.

3. Areas Where CIDCO Lottery 2025 Will Offer Houses

The 2025 housing scheme includes homes across Navi Mumbai’s major nodes:

Dronagiri – 2,000 Units

An emerging residential locality within an industrialised belt, rapidly developing due to port-based activities.

Juinagar – 1,500 Units

A well-established, centrally located node with excellent connectivity to Mumbai and Thane.

Kharghar – 4,000+ Units

One of the most premium nodes of Navi Mumbai, featuring:

• Central Park
• ISKCON Temple
• Golf Course
• Metro connectivity

Taloja – 5,000+ Units

A fast-growing residential zone, now connected via the Navi Mumbai Metro Line 1 from Pendhar to CBD Belapur.

Vashi – 3,000 Units

A prime business and residential hub with excellent transport access to Mumbai.

4. What is a CIDCO-Approved Property?

A CIDCO-approved property is one that has:

• Official planning permission
• Development approval
• Clear land ownership
• Compliance with building codes, FSI rules, and zoning laws

Such properties are considered highly secure from a legal and investment standpoint.

5. Key Benefits of CIDCO Homes

• Constructed using green, eco-friendly technologies
• Located close to railway stations, metro stations, bus depots, and highways
• Projects include schools, hospitals, shopping areas, and community amenities
• Clear title and government-backed trust
• PMAY subsidy available for EWS buyers
• Professionally designed, modern townships with planned infrastructure

6. CIDCO Lottery 2025 Flat Sizes (Carpet Area)

EWS Category

• 1 BHK – 322 sq.ft.

LIG Category

• 1 BHK – 322 sq.ft. / 398 sq.ft.
• 2 BHK – 540 sq.ft.

7. Quick Facts – CIDCO Lottery 2025

8. Documents Required for CIDCO Lottery 2025

Mandatory Documents

• Aadhaar Card
• PAN Card
• Mobile number linked to Aadhaar
• Email ID
• Applicant’s recent photograph
• Income Proof
• Domicile Certificate (15 years in Maharashtra)
• PMAY Registration (for EWS subsidy)
• No-house certificate

Category-Specific Documents

• Caste Certificate + Validity
• Disability Certificate
• Government Employee Certificate (Form C)
• CIDCO Employee Certificate
• Journalist Certificate (Form D)
• Religious Minority Certificate
• PAP Certificate + Family Tree Affidavit
• Ex-servicemen ID or service documents
• Mathadi Kamgar Board Certificate

9. CIDCO Lottery 2025 Timeline

1. Registration Window – 1–2 months
2. Draft List – Published with objections accepted for 7 days
3. Final List – Released 5 days after resolving objections
4. Computerised Lucky Draw – Live-streamed
5. EMD Refund – Within 30 days to unsuccessful applicants
6. Letter of Intent (LOI) – Issued to winners
7. Payment Schedule – As per LOI
8. Document Verification
9. Allotment Letter
10. Sale Agreement
11. Possession – Typically 12–36 months

10. How to Register and Apply for the CIDCO Lottery 2025 (Step-by-Step)

Official portal: https://booking.cidcohomes.com/

Step 1: Create an Account

• Click ‘Register Here’
• Enter: Name, Aadhaar, PAN, Email, Mobile
• Verify via OTP

Step 2: Fill Application Form

• Choose category: EWS / LIG
• Enter personal and family details
• Select preferred locations

Step 3: Upload Documents

• Aadhaar
• PAN
• Income proof
• Domicile certificate
• Photograph
• Category certificates (if applicable)

Step 4: Pay Registration Fee

• Non-refundable: ₹236

Step 5: Pay EMD (Earnest Money Deposit)

Step 6: Download Acknowledgement Slip

11. EMD Requirement (Category-Wise)

12. Income-Based Eligibility

13. When Will the Lucky Draw Be Held?

The draw will take place a few weeks after registration closes, and results will be displayed on the CIDCO website.

14. Steps After Applying for CIDCO Lottery

1. Draft list published
2. Objection period (7 days)
3. Final list published
4. Computerised lottery
5. Publication of winners
6. LOI issued
7. Refund to unsuccessful applicants
8. Payment of remaining amount
9. Document verification
10. Allotment letter issued
11. Sale agreement
12. Possession

15. CIDCO Lottery 2025 Possession Date

• Ready-to-move flats: 12–18 months
• Under-construction flats: 24–36 months
• FCFS scheme: Immediate possession upon full payment and verification

16. Why Applications Get Rejected

Common reasons:

• Invalid or missing domicile certificate
• Incorrect income category
• Failure to upload required documents
• Inconsistency between declared and actual income

17. PMAY Documents Required for Subsidy

• Unmarried applicant: PMAY affidavit
• Married applicant: Co-applicant mandatory
• Stamp duty: ₹1,000 + 1% of sale price
• Registration charges: 1% of sale price

18. Previous Lottery – “My Preferred CIDCO Home” (2025)

• Lucky Draw: 19 February 2025
• Document resubmission deadline: 23 June 2025
• Issues raised: RERA carpet area differences compared to advertised size

19. Unit Sizes, Locations & Possession Dates (Detailed List)

Taloja Sector 28

• 1 BHK (322 sq.ft.)
• 2,185 units
• EWS | Possession: June 30, 2025

Taloja Sector 37

• 1 BHK (398 sq.ft.)
• 816 units
• EWS | Possession: June 30, 2025

Taloja Sector 39

• 7,509 units | Possession: Dec 31, 2025

Vashi Truck Terminus Sector 19

• 3,131 units | Possession: Dec 31, 2025

Panvel Bus Terminus

• 172 units | June 30, 2025

Kalamboli Bus Depot

• 1,360 units | June 30, 2025

Kharghar Railway Station Sector 1A (LIG)

• 2 BHK (540 sq.ft.)
• 1,803 units
• Possession: Dec 31, 2026

…and many more as per the full list.

20. Price Range (EWS & LIG Units)

EWS Units

• ₹25 lakh – ₹48 lakh

Examples:

• Taloja Sector 28 – ₹25.1 lakh
• Kharghar Bus Depot – ₹48.3 lakh
• Kalamboli – ₹41.9 lakh

LIG Units

• ₹34 lakh – ₹97 lakh

Examples:

• Kharghar Bus Terminus – ₹48.3 lakh
• Vashi Truck Terminal – ₹74.1 lakh
• Kharghar Station Sector 1A – ₹97.2 lakh

21. CIDCO Official Banking Partners

Over 40 national and private banks, including:

• SBI
• HDFC
• ICICI
• Axis Bank
• Bank of Baroda
• LIC Housing Finance
• Bajaj Housing Finance
• Piramal
• Aadhar Housing Finance
• Muthoot Housing Finance

…and many others.

22. Benefits of Home Loans from CIDCO Banking Partners

• Fast loan approval
• Minimal documentation
• Flexible repayment options
• Competitive interest rates
• Up to 90% financing
• Direct payment to CIDCO for seamless possession

23. CIDCO Nivara Kendra – Post Lottery Portal

Access via:
https://cidco.nivarakendra.in

You can check:

• Document requirements
• Verification appointments
• Allotment letters
• Payment schedules

24. Rules for CIDCO Property Owners

• Pay society maintenance on time
• No structural alterations without permission
• No illegal extensions
• Inform society before renting
• Cannot sell flat before 5 years (in most cases)

25. Can You Sell a CIDCO Flat?

Generally no resale for 5 years.

However, the government’s Amnesty Scheme now allows:

• Legalisation of past transfers executed through Power of Attorney

26. How to Pay CIDCO Service Charges Online

1. Visit: https://cidco.maharashtra.gov.in/citizenbillpayment/servicebill
2. Enter Consumer Number/UID
3. Proceed to payment

If you don’t know your UID, CIDCO provides a search tool via the same portal.

27. Converting Leasehold Plot to Freehold

CIDCO now allows conversion of residential leasehold plots to freehold by:

• Filling application form online
• Paying conversion fees based on RRR (Ready Reckoner Rate)
• Submitting all required documents

28. Using CIDCO Citizen Portal – Estate Services

Used for:

• Transfer
• Mortgage
• Amalgamation
• NOC services

URL:
http://utkarsh.cidcoindia.com

29. How to File a Complaint (Online / Offline)

Online

• Login to CIDCO portal
• Submit grievance
• Track using reference number

Offline

Visit:
CIDCO Bhavan, CBD Belapur
Timing: 2 PM – 5 PM

How to use Cidco Citizen Portal- Estate services?

Also known as the town services department, it manages the leases that have been granted by CIDCO – both, plots and CIDCO-built premises. It is responsible for all the post-agreement functions for the entire lease period. Once you win a CIDCO lottery, this may be of use to you.

To use these services, click on ‘citizen/business services’ on the homepage and select Estate CFC from the drop-down box. You will reach http://utkarsh.cidcoindia.com:7083/sap(bD1lbiZjPTkwMA==)/bc/bsp/sap/zcrm_bot_portal/index.htm

Click on ‘Submit online CFC application’. In the ‘Know Your Scheme and Apply for Service’ form, fill in details including node, sector, block, plot number and your scheme, select the service and click on apply for service.

You will have to fill in details for getting that particular service. For example, if you choose amalgamation of plots/flats as the service, then, you will get a form for the same that has to be duly filled and submitted.

After filling the details, check the service  request status. Finally, enter the document/challan or reference number and make an online payment for the service.

How to file Cidco Lottery 2025 grievance online and offline?

Online

• To file a grievance in Cidco Lottery online, visit the Cidco Portal and click on citizen login.
• Log in with your username and password.
• Lodge the complaint and submit the form. Keep a note of the complaint reference number that you can use for tracking.

Offline

To file a grievance in Cidco Lottery offline, visit the chief grievance redressal officer at Cidco Bhavan and lodge the complaint. You can visit him between 2 and 5 PM.

Cidco Lottery 2025: Scam by agents

When the Cidco Lottery 2025 is announced, there are several agents in the market who follow up with people showing interest. Some people pay these agents in the assurance of getting a unit in the Cidco lottery, but they don’t end up getting. It is best to avoid these people as they are frauds and Cidco also discourages using their services.

Environmental considerations in Cidco projects

Aligning with Maharashtra’s green policies, all Cidco housing unit projects will have 30% CIDCO mandates 30% green cover, solar integration and waste systems. In fact, projects in Taloja and Kharghar stress on eco-friendly designs, reducing carbon footprints.

Cidco property ownership

The Cidco property ownership includes 60-year lease with 99 –year options. One can do freehold conversions based on the ready-reckoner rate fees.

Cidco vs Mhada: Which lottery better suits you?

Cidco offers lottery in Navi Mumbai’s nodes providing 22,000+ units. Cidco has a plan on providing over 67,000 houses under the Mass Housing Scheme and may extend it to other areas of the state soon. Mhada on the other hand provides housing units across Maharashtra through its various boards- Mhada Mumbai Board, Mhada Pune Board, Mhada Konkan Board, Mhada Chhatrapati Sambhajinagar Board, Mhada Nashik Board, Mhada Nagpur Board etc. Note that the EMD to be paid by EWS for Cidco projects is lesser than the Mhada projects. However, Mhada provides more PMAY housing units. While these points help make decisions, it is recommended to choose the lottery based on the locations in which the housing units are present. 

Cidco Lottery 2025: Contact information

If you have any issue regarding the online payments, you may contact the helpdesk during office hours, at:

Citizen Facilitation Center, Ground Floor, CIDCO Bhavan, CBD Belapur.

Phone: 022 67918174

30. CIDCO Lottery Scams by Agents

Applicants must avoid:

• Agents who claim guaranteed allotment
• People offering paid services to “secure” a flat

CIDCO warns against such fraudsters — the process is fully digital and transparent.

31. Environmental Considerations in CIDCO Projects

• Minimum 30% green cover
• Solar integrations
• Waste management systems
• Eco-friendly township planning in Taloja & Kharghar

32. CIDCO vs MHADA: Which Is Better?

33. CIDCO Contact Information

Citizen Facilitation Center
CIDCO Bhavan, CBD Belapur
Phone: 022 67918174

34. FAQs

Q1. What is the last date for CIDCO Lottery 2025?
January 31, 2025.

Q2. When was the lucky draw held?
February 19, 2025.

Q3. How many units in CIDCO Lottery 2024?
26,502 units.

Q4. What is the 22.5% scheme of CIDCO?
CIDCO allots 22.5% developed plots to project-affected families.

Q5. Can we sell CIDCO flats?
Not before 5 years.

Q6. Which cities fall under CIDCO?
Navi Mumbai, Aurangabad, Nashik, Latur, Nanded.

Q7. What is the lease period?
Generally 60 years; in special cases 99 years.