by Nayeghar
Great news for homebuyers looking to purchase affordable homes in Navi Mumbai!
CIDCO (City and Industrial Development Corporation of Maharashtra Ltd.) has launched a special housing scheme exclusively for EWS and LIG categories.
Under this scheme, 4508 ready-to-move flats are available at affordable prices on a First Come, First Serve (FCFS) basis.
Unlike previous schemes, there is no lottery system—buyers can directly choose their preferred flat.
Additionally, EWS applicants will receive a ₹2.5 lakh subsidy under the PMAY (Pradhan Mantri Awas Yojana), making homeownership even more affordable.
⭐ Key Highlights of the Scheme
- ✔ 4508 Ready-to-Move Flats
- ✔ No lottery – direct flat selection
- ✔ ₹2.5 lakh PMAY subsidy for EWS category
- ✔ Located in prime nodes: Taloja, Kharghar, Ghansoli, Dronagiri & Kalamboli
- ✔ Excellent connectivity to highways, airport, and metro
- ✔ Water, electricity, and road infrastructure fully ready
📅 Registration Dates
- Registration Starts: 22 November 2025
- Last Date to Apply: 21 December 2025
- Flat Allotment: Immediately on FCFS basis
📌 Flat Category Distribution
| Category | No. of Flats | Subsidy | Locations |
|---|---|---|---|
| EWS (Economically Weaker Section) | 1,115 | ₹2.5 lakh PMAY subsidy | Taloja, Kharghar, Dronagiri |
| LIG (Lower Income Group) | 3,393 | No subsidy | Taloja, Ghansoli, Kalamboli |
🎯 Major Benefit – ₹2.5 Lakh Subsidy for EWS
EWS homebuyers will receive a ₹2,50,000 CLSS subsidy under the PMAY scheme.
This reduces the loan amount and EMI significantly, making the home more affordable for families with lower income.
📍 Locations of the Flats
CIDCO has developed these homes in well-connected and rapidly growing areas of Navi Mumbai:
- Taloja
- Kharghar
- Ghansoli
- Dronagiri
- Kalamboli
These locations offer strong connectivity to the Navi Mumbai Metro, Mumbai-Pune Highway, and the upcoming Navi Mumbai International Airport.
📝 How to Apply Online (Step-by-Step Guide)
- Visit the official CIDCO website
- Select “FCFS Housing Scheme 2025”
- Choose your category: EWS or LIG
- Fill in the online registration form
- Upload the required documents
- Pay the registration fee
- Select your preferred flat from the available online list
- Complete the payment and allotment process
📄 Documents Required
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof
- Bank Passbook
- Passport-size Photo
FAQs – Frequently Asked Questions
1. Is this a lottery scheme?
No. This is a First Come, First Serve (FCFS) scheme. You select the flat yourself.
2. Who will get the ₹2.5 lakh subsidy?
Only EWS category homebuyers under PMAY.
3. Are these flats ready to move?
Yes. All 4508 flats are fully ready to move.
4. Is an agent required?
No. The entire process is transparent and online.
5. How much EMI will I pay?
It depends on your loan amount and bank, but PMAY subsidy reduces EMI significantly.
Conclusion
This CIDCO scheme is one of the best opportunities to buy an affordable and ready-to-move home in Navi Mumbai.
With prime locations, government subsidy, and no lottery system, EWS and LIG buyers have a higher chance of securing a home.
Apply early to increase the chances of getting your preferred flat.
