Buying a home in Mumbai is expensive, but the MHADA Lottery 2026 offers a great opportunity for affordable housing. The Maharashtra Housing & Area Development Authority (MHADA) provides flats at subsidized prices through a transparent lottery system.

This scheme mainly benefits middle-class, lower-income, and first-time homebuyers who want property in Mumbai at reasonable rates.

Helpline No. 02269468100. Welcome to MHADA Lottery

📅 MHADA Lottery 2026 Expected Launch Date

Although the official announcement is still awaited, industry reports suggest:

• Expected launch: March–June 2026
• Online registration only
• Lottery draw usually happens a few months after registration closes

👉 Always check the official MHADA housing portal for confirmed dates.

📍 Expected Locations in Mumbai

MHADA flats are usually offered in redevelopment projects and government housing schemes.

Likely Areas:

• Goregaon West (Patra Chawl redevelopment projects)
• Kandivali / Borivali suburban region
• Powai & Vikhroli redevelopment zones
• Navi Mumbai satellite locations
• Some ready-to-move and some under-construction flats

👉 Final locations vary every year.

💰 Expected Price Range (Approximate)

MHADA flats are cheaper than private real estate.

Prices depend on location, carpet area, and project stage.

👤 Eligibility Criteria

Basic Requirements:

✔ Must be a resident of Maharashtra
✔ Minimum age: 18 years
✔ Applicant or spouse should not own an MHADA property

Income Categories:

Income proof is mandatory.

📄 Documents Required

Common documents for MHADA application:

• Aadhaar Card
• PAN Card
• Maharashtra Domicile Certificate
• Income proof (ITR / salary slips)
• Bank details or cancelled cheque
• Address proof
• Passport-size photograph

Ensure all documents are valid and updated.

💻 How to Apply for MHADA Lottery 2026

Step-by-Step Process:

1️⃣ Online Registration

Create an account on the MHADA housing portal using PAN and mobile verification.

2️⃣ Profile Completion

Fill personal, income, and residential details. Upload documents.

3️⃣ Select Scheme

Choose category, location, and project.

4️⃣ Pay Application Fee

Payment through UPI, net banking, or card.

5️⃣ Lottery Result

Results are published online. Winners receive allotment instructions.

🏦 Home Loan Availability

Most banks provide loans for MHADA flats:

• SBI
• HDFC Bank
• ICICI Bank
• Bank of Baroda

👉 Pre-approved loans help speed up the purchase process.

⚠️ Important Tips Before Applying

✔ Beware of Fraud

Only apply through the official MHADA website.

✔ Keep Documents Ready

Incomplete documents may lead to rejection.

✔ Financial Planning

Budget for registration charges, stamp duty, and EMI.

✔ Check Loan Eligibility

Understand your repayment capacity beforehand.

⭐ Advantages of MHADA Housing

✅ Affordable pricing compared to market rates
✅ Government-backed transparency
✅ Prime Mumbai locations
✅ Easier loan approval
✅ Good long-term investment potential

📊 Tips to Improve Winning Chances

• Multiple eligible family members can apply separately
• Choose the correct income category
• Apply early to avoid last-minute issues
• Ensure documentation accuracy

📞 MHADA Official Helpline

👉 Helpline No.: 022-69468100
👉 Customer support is available for:

• Lottery registration queries
• Application issues
• Payment support
• Document verification help

Always contact the official helpline for genuine information.

🏢 Final Thoughts

The MHADA Lottery 2026 Mumbai is an excellent chance for people looking for affordable housing in Mumbai. With proper planning, documentation, and timely application, owning a home in Mumbai becomes more achievable.

Stay updated with official announcements so you don’t miss the opportunity.

MHADA Lottery 2026 – Top 10 FAQs

1️⃣ What is MHADA Lottery?

MHADA Lottery is a government housing scheme by the Maharashtra Housing & Area Development Authority that offers affordable flats through a computerized lottery system.

2️⃣ When will MHADA Lottery 2026 start?

The official date is not announced yet, but it is expected to launch around March–June 2026 (tentative).

3️⃣ Who can apply for MHADA Lottery?

Any Maharashtra resident aged 18 years or above who meets the income category criteria and does not own an MHADA property can apply.

4️⃣ What income categories are available?

• EWS: Up to ₹6 lakh annual income
• LIG: ₹6–9 lakh
• MIG: ₹9–12 lakh
• HIG: Above ₹12 lakh

5️⃣ How can I apply for MHADA Lottery?

You can apply online through the official MHADA housing portal by registering, filling details, uploading documents, and paying the application fee.

6️⃣ What documents are required?

Common documents include:

• Aadhaar Card
• PAN Card
• Domicile Certificate
• Income Proof
• Bank Details
• Address Proof

7️⃣ What is the price range of MHADA flats?

Prices vary by location and category but generally range from ₹20 lakh to ₹1+ crore.

8️⃣ Can I get a home loan for MHADA flats?

Yes, most major banks provide home loans for MHADA flats, including SBI, HDFC, ICICI, and others.

9️⃣ How are winners selected?

Winners are selected through a transparent computerized lottery draw after the application period ends.

🔟 Where can I get official help?

You can contact the MHADA helpline:
👉 022-69468100
Or visit the official MHADA housing website for updates.